Loan Modifications

• Are you heading toward foreclosure?
• Are you worried about losing your house?
• Can't make the payments?
• Are your payments too high?
• Is your mortgage as much or more than the value of your house?
• Is your family victim of the economy or the falling real estate market?

At the Snyder Law Group, we represent both banks and homeowners, so we are familiar with how the loan modification process works. We have helped countless homeowners modify their current loan. We have successfully negotiated lower interest rates and principal reductions with lenders, banks, and/or mortgage companies. YOU DO NOT HAVE TO BE BEHIND ON YOUR PAYMENTS TO GET HELP! The worst thing you can do is nothing!

What is Loan Modification? Loan modification may be an effective way to avoid foreclosure. Florida is one of the most affected states in the U.S. with respect to the mortgage crisis, and many homeowners are facing foreclosure. In the face of the current economic conditions, dangerous adjustable rate mortgages and subprime loans, foreclosure is an increasingly common occurrence, particularly in Florida.

What many homeowners may not know is that their lender may be very willing to work out a loan modification agreement in order to avoid foreclosure. With the market in its current state, many mortgage companies do not want to foreclose. By working with a loan modification attorney at the Snyder Law Group, you can work with the mortgage company and work out a payment plan that you can actually handle.

At the Snyder Law Group, our lawyers are committed to helping property owners throughout Florida who are facing foreclosure. We understand what tactics work in negotiating with the mortgage company and how to reach an agreement that suits your budget. With the help of a lawyer at our firm, you may not have to lose your home! You can take immediate action and come up with a plan that saves your home. However, you do not have much time. You need to take action before your home actually forecloses and you are left out of options. By undergoing a successful loan modification agreement, we can help you modify your current loan rate, balance and term, and possibly negotiate to have any delinquent fees that you owe reduced. We know the exact process and timing of working with your lender to modify your loan and help you avoid foreclosure.

Below are just some of the lenders we have successfully negotiated loan modifications with:

• Countrywide Bank, FSB

• Countrywide Home Loans

• Bank of America

• Wachovia

• Wells Fargo

• American Home Mortgage

• Regions

• EMC Mortgage

• Greenpoint Mortgage

• SunTrust

• BB&T

• First Bank

• Fremont Investment and Loan

• JPMorgan Chase

• Citi

• Washington Mutual

• Bank of New York

• HSBC

• Mellon Bank

• Fifth Third

• Nationstar

• Indymac Bank

• M&I Bank

• National City

• Lehman Brothers Bank

How Can We Help You?

We may be able to:

• lower your monthly payment

• reduce the principal balance of your loan

• negotiate a short sale with your lender

• keep you and your family in your home longer

Call us today at (941) 747-3456 for a free consultation! Affordable payment plans are available!